As the title and challenge theme suggests, I was going for cozy. Layered all on this pp that has texture and shine. The left image is black stamped tree on plaid pp with gray sponging. Sentiment section is white cs with stamping in black. The small piece of colored cs was dry embossed with a cable knit pattern then sponged with the light gray ink. Actually everything on the black layering piece was dry embossed, then I masked off the small colored section to sponge on the gray. All these pieces are scraps from my box of odds and ends.
Here is the old tissue box that I adapted to keep my odds and ends in a manageable state. Because most of my cards are A2 size this works very well for me. I have an expandable folder that hold 12×12 sheets for full size pp and larger odds and ends.